HEALTH/MEDICAL INSURANCE: We will gladly submit any primary insurance claims on your behalf as a courtesy to you. We will also attempt to contact your insurance company to verify coverage and benefits. However, the benefits quoted to us by your insurance company are not a guarantee of their payment. It is our office policy to collect 100% payment for any deductibles, co-pays, co-insurance and non-covered charges at the time of EACH visit. We accept as forms of payment: cash, your personal check, and most major credit/debit cards. If you have any questions regarding your financial responsibilities at our office, please do not hesitate to ask.


MEDICARE: We do accept assignment from Medicare. Medicare covers treatment of the spine by manual manipulation only. Non-covered charges include examinations,therapies, acupuncture and nutritional supplements. Payment for non-covered services, as well as any deductible and/or co-pay must be paid for at the time the service is provided.


WORKERS COMPENSATION: If you require treatment for injuries sustained while on the job you will need to inform your employer of the accident and obtain the name, address and phone number of the carrier of their workers compensation insurance. We cannot bill your health insurance company for treatment received as a result of injuries sustained in the course of employment.


AUTOMOBILE ACCIDENTS: If you require treatment for injuries sustained in an automobile accident, your auto insurance company may be the primary carrier. Certain situations may require us to bill your primary health insurance carrier. You will need to provide a copy of your auto insurance information and a copy of the police report of the accident.


No Insurance? No problem. We offer affordable rates to our Cash patients.

Call us at (308)-455-1410 and ask for the details!

Insurance ?'s


Our office is a contracted provider for virtually every health insurance plan except medicaid.

"Chiropractic care is more than just making the pain disappear. It is about learning, understanding and taking care of your body to improve your quality of life."


"We want our patients to have the freedom to do the things that mean the most to them, and give them the opportunity to truly enjoy life. Whether you are a professional athlete or a stay at home mom, everyone can benefit from moving and functioning at their highest level."

-Dr. Kowalski

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 Kowalski Chiropractic Health & Performance | 4010 6th Ave. Suite A Kearney, NE 68845|

(308) 455-1410

Kowalski Chiropractic Health & Performance

*Kowalski Chiropractic Health & Performance copyright all rights reserved 2019*